Interest Rates Just Hit a New Low — Here’s What It Means for Buyers & Sellers in Effingham County, GA

If you’ve been waiting for the right time to buy or sell a home in Effingham County or Coastal Georgia, this is your sign.

👉 Mortgage rates have dropped to their lowest levels since April 2025, giving buyers more purchasing power and motivating sellers to get off the fence.

And when it comes to navigating this fast-paced market? You’ll want the best real estate team in Effingham County and Coastal Georgia by your side.

📉 Interest Rates Just Dropped — Why This Matters

National mortgage data shows a dip in 30-year fixed mortgage rates, bringing them to their lowest point in months. For buyers, that can mean:

• Lower monthly payments

• Greater affordability

• More competition and urgency in the market

For sellers, that means:

• Increased buyer activity

• Potential for multiple offers

• More eyes on your listing

With inventory expected to rise after Labor Day, acting now could mean beating the flood of competition — and walking away with the best deal.

🏡 Why Buyers and Sellers Trust Dumas-Smith & Associates Realty Group

Whether you’re upsizing, downsizing, relocating, or investing, working with a top real estate agent in Effingham County makes all the difference.

At Dumas-Smith & Associates Realty Group, we’re not just here to open doors. We offer:

✅ Concierge-level service
✅ In-depth local market knowledge
✅ Expert negotiation strategies
✅ Customized marketing plans that get results

As the top-performing Keller Williams team in Effingham county, we serve:

• Rincon

• Guyton

• Springfield

• Savannah

• All of Coastal Georgia

Buyers and sellers consistently say our team goes above and beyond. That’s why we’re the most trusted realtors in Effingham County.

📲 Ready to Buy or Sell?

Don’t miss this opportunity. With rates down and activity rising, now is the time to take the next step.

📞 Call or text us today to schedule a free consultation.
📍 Based in Effingham County. Proudly serving all of Coastal Georgia.

🔑 Let's Get You Home

At Dumas-Smith & Associates Realty Group, we help you create memories, build wealth, and find a place to truly call home.

Because real estate isn’t just a transaction — it’s personal.
And you deserve the best.